Credit Bureau Reports
Credit score ranges – what are they?
Multiple credit scoring models exist, each with its own scoring range. However, most credit scores tend to fall within the following categories: 800 to 850: Excellent Borrowers in this range are considered low-risk. They typically find it easier to ...
How are credit scores determined?
Your credit score is derived from the information contained within your credit report. Several key factors influence your credit scores, including: Payment History: Your track record of making timely payments on credit accounts. Credit Account ...
How can I improve my credit score?
Your credit score isn't set in stone; it can be enhanced through time and prudent decisions. However, it's important to recognize that this improvement process demands patience, especially if you haven't maintained ideal credit habits in the past. To ...
How frequently is a credit report updated?
Credit scores are dynamic and can change frequently. A Fastkey credit bureau report represents a snapshot in time. For the most up-to-date score, you would need to send the applicant a fresh request.